Talbot County, Maryland
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Community Rating System

Talbot County has been participating in the National Flood Insurance Program's (NFIP) Community Rating System (CRS) since 2014.  The CRS is a voluntary incentive program that recognizes and rewards community floodplain management that exceeds minimum requirements set by the NFIP.

Talbot County is currently classified as a Class 8 community, which means that properties located in the Special Flood Hazard Area (SFHA) are eligible for a 10% discount in flood insurance premiums.  Properties not located in the SFHA may be eligible for a 5% rate discount or a preferred risk policy. 

In addition to discounts on flood insurance, other benefits of CRS participation include:

Citizens and property owners have increased opportunities to learn about risk, evaluate their individual vulnerablilities, and take action to protect themselves, their homes and businesses.

CRS floodplain management activities provide more public safety, reduced damage to property and public infrastructure, and avoid/reduce economic disruption and loss after a flood.

Communities can evaluate the effectiveness of their flood programs against a nationally recognized benchmark.

Free technical assistance is available for designing and implementing CRS activities.

CRS communities have a strong incentive to maintain and improve their flood program over time. 


Page last modified 12/09/16 15:21:54